Unclaimed Money in Tennessee

In Tennessee, like in other states, there are many sources of unclaimed funds that may lie dormant, awaiting their rightful owners to reclaim them. These typically include, but are not limited to:

  • Bank accounts: Savings and checking accounts that have been forgotten or left inactive can turn into unclaimed funds.
  • Stocks and bonds: Investments that have been neglected or dividends that have not been cashed can become unclaimed property.
  • Uncashed paychecks: Employment income that was never claimed often ends up in the unclaimed funds pile.
  • Insurance proceeds: Life insurance proceeds or insurance policy refunds that were not delivered to beneficiaries.
  • Utilities deposits: Deposits paid to utility companies for services like electricity or water, which are refundable once you end your services, often go unclaimed.
  • Tax refunds: Unclaimed Internal Revenue Service (IRS) refunds can also become part of unclaimed property in Tennessee.
  • Safe deposit box contents: Items left in forgotten safe deposit boxes in banks can be deemed unclaimed property if left unattended for a long time.
  • Gift certificates and cards: Unredeemed gift certificates or cards may also be considered unclaimed property after a certain period, depending on state law.

Funds typically become unclaimed because the institutions holding them lose contact with the owners due to reasons like changes in address, name changes due to marriage, etc.

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Search for unclaimed funds in Tennessee

Finding unclaimed property in Tennessee is a straightforward process thanks to MoneyBot5000’s online search tool. To help you navigate the search for funds that might belong to you, we’ve prepared a simple step-by-step guide.

Step 1: Visit the MoneyBot5000 website

Begin by accessing MoneyBot5000’s official website for unclaimed property.

Step 2: Search for your property

Once on the website, you’ll see an option to search for unclaimed property. Here, you’ll enter your identifying information to initiate the search. It’s crucial to provide as much detail as possible to ensure an accurate search. Common fields you may need to fill in include:

  • First and last name: Enter your full legal name. If searching for a business or deceased relative, input the appropriate name.
  • City: Although not always required, including the city where the property may be listed could help refine your search.
  • ZIP code: Adding your ZIP code can narrow down the results, especially if you have a common name.
Step 3: Review the results

After submitting your information, the database will display any matches. Browse through these carefully to see if you have any unclaimed property under your name.

Filing a claim online

Claiming unclaimed property in Tennessee is a straightforward process that MoneyBot5000 will help guide you through. Here’s how to get started:

Claiming your unclaimed property in Tennessee

File a claim -Click on the claim button next to the appropriate property and then select “File Claim”. Follow the prompts to commence your claim.

Authenticate -You may be prompted to create an account or log in if you already have one. This allows you to save your claim and return to it if necessary

Complete claim form - Fill out the claim form with all required details. Be thorough and accurate to avoid processing delays.

Submit the claim -Submit your completed claim form online. Make sure to review all the information before final submission to ensure its accuracy.

Avoiding scams

When it comes to unclaimed money, the opportunities it presents also attract dishonest individuals looking to take advantage of eager claimants. Staying up to date on current scam tactics is your first line of defense. Below are common scams related to unclaimed money and how to recognize them, along with practical tips to help protect yourself.

  • Phishing attempts: Scammers may send emails or messages claiming you have unclaimed funds waiting. They will often request sensitive personal information such as Social Security numbers or bank account details supposedly to verify your identity or to “deposit” your funds. Remember, official correspondence will never ask for passwords or financial account numbers via email or phone.

  • Imposter scams: Scammers may impersonate officials from recognized entities such as the Tennessee Department of Treasury. They might reach out via phone calls, direct mail, or email. Genuine officials would not cold-call you about unclaimed money. Correspondence would come through official channels and not request personal information on the first interaction.

Periodically checking for unclaimed money

Over time, it’s surprisingly easy for funds to slip through the cracks and become unclaimed property, whether it’s a forgotten utility deposit, an uncashed paycheck, or an unnoticed inheritance. Such assets may linger unclaimed because financial institutions and businesses often lose touch with the rightful owners. Thus, the Tennessee Department of Treasury, acting as a custodian, safeguards these funds until you step forward to claim them.

Being proactive in searching for and reclaiming what is yours can have significant benefits. Not only does it provide a possible unexpected financial boost, but it also helps ensure that your assets are fully accounted for and not left in the limbo of unclaimed property databases. Retrieving unclaimed money is not just a one-time activity but an ongoing, prudent financial habit that can help safeguard your investments and income against getting lost in the system.

Tennessee Department of Revenue - Unclaimed Property Division

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Treasury Department, 502 Deaderick Street Nashville TN 37243-0203

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Phone Number


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Office Hours

8:00 AM–4:30 PM, Monday - Friday

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