Unclaimed Money in North Carolina

Common unclaimed property

Common examples of unclaimed property include, but are not limited to:

• Bank accounts: Savings or checking accounts that have been forgotten by account holders or were unknown to heirs.
• Stocks and bonds: Investments that may have been left unattended or forgotten over time.
• Uncashed checks: Payroll checks, dividend checks, or any other type of check that wasn’t cashed or deposited by the recipient.
• Insurance proceeds: Unclaimed benefits from insurance policies that the beneficiaries may not be aware of.
• Utility deposits: Refunds that were due after an account was closed but were never collected.
• Inheritance: Assets missed during the process of settling an estate may also be deemed unclaimed.
• Mineral royalties or other royalties: Payments due to individuals from companies extracting resources from property owned by them

Steps to search for unclaimed money in North Carolina

Unclaimed money can come as an unexpected windfall and with tools like MoneyBot5000, the process to discover if some of it belongs to you can be easier than you might think.

1. Visit the website: Start by navigating to the MoneyBot5000 and sign up or log in to your account.
2. Select the search option: On the homepage, you’ll find an option to search for unclaimed property.
3. Enter your details: In the search field provided, input your last name or business name. For a more refined search, add your first name or the initial of your first name. It’s beneficial to also try variations of your name, in case there was a misspelling or other discrepancy when your information was recorded.
4. Review your search results: Once you submit your search query, the website will display a list of potential matches.

In North Carolina, the online claiming process for unclaimed property is a streamlined procedure designed to reunite individuals with their missing assets. These assets could include anything from unattended bank accounts and forgotten utility deposits, to insurance policy proceeds and the contents of safe deposit boxes. Here’s a detailed walkthrough for filing an online claim after your search:

Filing an online claim

After filing a claim

of the claim submission. This time frame is an estimate, as the exact time can vary depending on the complexity of the claim, the volume of claims being processed by the Unclaimed Property Division, and the completeness of the documentation you provided.

Here’s a general overview of the review and validation process for your unclaimed property claim in North Carolina:

• Claim receipt: Once you file a claim, the Unclaimed Property Division will acknowledge receipt of your claim. This acknowledgment ensures you that your claim has entered their system for review.
• Initial review: The first step in the process involves a cursory check to ensure that all the basic information and required documents have been submitted with the claim. If any information or documentation is missing, you might be contacted to provide the necessary details.
• Documentation verification: Once all the required documents are in place, the next phase is the verification of your relationship to the unclaimed funds. This includes confirming your identity, your connection to any third-party or deceased relative’s account, and your proof of ownership.